9. Early Education: Choose based on Childhood Environment. Get Language/Native at INT Level, 15+INT TP for Everyman Skills, 10+INT TP for School Skills (can be spent on Everyman Skills), and INT TP for Hobby Skills (can be spent on Everyman or School Skills).
10. Background Relationships: 10 Background Relationship Points. 1 point for Contact, 2 points for Friend, 3 points for Ally, default Novice, +1 point for Professional, +2 points for Expert. You can get more points by taking up to three Adversaries (1+ point) or Enemies (2+ points); their value is increased by their proficiency. Choose or randomly determine type for each.